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How to Save & Grow Your Money for Travel in 2025 (Malaysia Edition)

  • Writer: Arron Goh
    Arron Goh
  • Sep 25
  • 2 min read
Save Money & Travel Abroad

Travel is one of life’s greatest joys, but let’s be honest — it’s not cheap. Flight tickets, hotels, food, activities… it all adds up quickly, especially when you’re planning trips abroad.


The good news? With the right strategies, you can save smarter and even grow your money to make travel dreams a reality. Here’s a practical guide for Malaysians in 2025 to help you travel more without breaking the bank.



1. Start With a Clear Travel Budget


Before anything else, know how much your trip will cost. Break it down into:

  • ✈️ Flights

  • 🏨 Accommodation

  • 🍜 Food & daily expenses

  • 🎟️ Activities & attractions

  • 🚇 Transport (public transport, Grab, etc.)


Having a number in mind helps you plan and avoid overspending.



2. Automate Your Savings


Set aside a fixed amount every month. For example:

  • RM500 → in 12 months you’ll have RM6,000

  • RM1,000 → in 12 months you’ll have RM12,000


👉 Pro tip: Create a separate savings account or even use apps like MAE by Maybank , Wise or BigPay to lock in your travel fund.



3. Use Cashback & Points


If you’re paying with debit or credit cards, make sure every ringgit spent is working for you.

  • Use GrabPay, ShopeePay, TNG eWallet for daily spending with cashback.

  • Redeem points from banks, AirAsia Rewards, Enrich Miles for flights and hotels.



4. Explore Side Hustles for Extra Cash


More Malaysians are finding ways to earn extra income online:

  • Freelancing (design, writing, coding)

  • Selling on Shopee/Lazada

  • Content creation (TikTok, YouTube, Instagram)

  • Affiliate marketing


Even a few hundred ringgit a month can go directly into your travel fund.



5. Grow Your Money with Crypto (Beginner-Friendly)


Here’s where it gets interesting. With inflation and the Ringgit weakening, many young Malaysians are turning to crypto as a side investment.


No, you don’t have to become a day trader. But starting small can help you grow your money over time.


I personally use Luno Malaysia — one of the easiest platforms to buy Bitcoin & Ethereum directly with Ringgit. It’s licensed by the Securities Commission Malaysia, so it’s regulated and beginner-friendly.


👉 Exclusive Bonus: Use my invite link below, and when you sign up, verify, and buy RM250 worth of crypto, we both get RM75 worth of Bitcoin free.



That’s like a free meal or a night’s stay on your next trip — just for starting your crypto journey.



6. Cut Costs Smartly, Not Harshly


Saving doesn’t mean sacrificing joy. It’s about being strategic:

  • Travel in off-peak months (avoid CNY, Raya, Christmas).

  • Use Google Flights and Skyscanner to track fare drops.

  • Book boutique hotels or Airbnb for longer stays.



Final Thoughts


Traveling the world as a Malaysian is possible when you plan smarter — save consistently, earn extra through side hustles, and even grow your money with modern tools like crypto.


By combining all these steps, you’ll not only afford your dream trips but also travel more often, stress-free.


✈️ Ready to start saving smarter?👉 Sign up for Luno today and get RM75 free BTC — your first step to growing a travel fund that works as hard as you do.



 
 
 

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